uob own banking
uob own banking
Blog Article
UOB Bank delivers a range of individual banking solutions designed to satisfy the financial desires of people. Beneath is an in depth overview that may help you recognize The important thing features and offerings.
Kinds of Accounts
Cost savings Account: This account lets you cut costs when earning fascination.
Options: Easy accessibility, fascination earnings, nominal charges.
Advantages: Safe spot for your cash, prospective development via desire.
Recent Account: Ideal for daily transactions and taking care of bills.
Functions: Checkbook facility, overdraft protection.
Added benefits: Practical for regular payments and withdrawals.
Fastened Deposit Account: For anyone seeking to get paid greater desire costs more than a set period.
Capabilities: Set time period deposits, larger desire charges in comparison to discounts accounts.
Rewards: Protected financial commitment choice with predictable returns.
Financial loans
Personal Loans: Unsecured financial loans that can be useful for various functions like education and learning or home renovation.
Sorts:
Installment Financial loans
Credit history Lines
Gains: Flexible repayment conditions, competitive fascination prices.
Dwelling Loans: Customized answers for obtaining assets or refinancing existing mortgages.
Kinds:
Preset Fee Home Mortgage
Floating Charge Property Financial loan
Gains: Different plans to suit personal wants, eye-catching costs.
Charge cards
UOB gives A variety of credit cards catering to different existence and paying out patterns:
Benefits Cards: Earn details on just about every invest in which may be redeemed for gifts or vacation miles.
Cashback Cards: Get money rebates on everyday expending for instance groceries and dining out.
Travel Playing cards: Specific benefits like air miles accumulation and journey insurance policies coverage.
Investment Expert services
For individuals interested in rising their wealth as a result of investments:
Unit Trusts * Diversified portfolio managed by professionals. * Well suited for extended-time period progress targets.
Structured Deposits * Combines the options of standard deposits with investment merchandise. * Possibly better returns but with a few threat included.
Insurance coverage Solutions
To protect by yourself and All your family members against unforeseen gatherings:
Lifestyle Insurance plan * Provides monetary protection in the event of Dying or critical sickness. * Could also function a price savings tool dependant upon the plan picked out.
Health Insurance coverage * Covers health-related bills together with hospitalization prices. * Important for mitigating large Health care expenses.
Electronic Banking Providers
Usefulness at your fingertips by electronic platforms:
World-wide-web Banking
Helps you to handle your funds on line:
Perspective account balances and transaction heritage
Transfer cash amongst accounts or pay out payments
Apply for new products (financial loans/credit cards)
Cell Banking
Banking on-the-go by means of mobile applications:
Swift stability checks
Cell payment selections (QR code payments)
Notifications & alerts about account action
Using these thorough offerings, UOB aims to deliver customized banking options that cater precisely to particular person needs while guaranteeing comfort click here and protection in all transactions.